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Credit America and its affiliates do not provide legal, investment, or financial advisory services. It is a licensed credit services organization permitted to provide advisory regarding improving credit ratings or obtaining extensions of credit. The information, services, and advisory offered by Credit America and its affiliates are for the permitted purposes only and should not be construed as legal, investment, or financial advisory. Consult with a licensed legal, investment, or financial professional before making any decisions related to your personal or financial situation.