Get Your Credit Right.
You’ve got goals. We can help. You don’t have to tolerate the flawed credit reporting system. Let us help your credit scores reach new highs.
Call us for a free consultation! (833) 310-0555
FINANCIAL SOLUTION PROVIDERS
How It Works
A consumer has the right to dispute anything on his or her credit report.
Credit repair can be quite complex. However, it is quite simple at its core. Any information which is inaccurate or unverifiable must, under federal law, be corrected or removed. There is strict formatting regulation that makes it very costly for credit reporting agencies to remain in compliance with. When this compliance is not met, the information becomes automatically inaccurate and unverifiable.
Our team of certified FICO specialists at Credit America is able to examine your credit reports, locate inaccuracies or irregularities, and use its skilled understanding of federal laws and regulations in order to gain leverage in your disputes.
Once an item on your credit report has been disputed, the creditor or credit reporting agency is required by law to reinvestigate within thirty days.
Federal law also requires credit repair organizations to disclose that credit repair can be performed by consumers themselves. See how many credit repair organizations will tell you that. One of our team members will strategize a precise plan for you to restore your credit – then, you can choose whether or not you would like for Credit America to take the legwork out of the process for you.
Why It Works
Say thanks to strenuous consumer protection laws and regulations.
Texa Credit has been funding American entrepreneurs since 2002. Owing to our financial support and flexible solutions, many companies experience growth and prosperity now. Getting a small business loan from us is easy and fast. You won’t spend much time and effort on getting it. Besides, our approval rates are considerably higher than traditional lenders. We provide funds to businesses from various industries and offer flexible solutions. Therefore, we are sure that we are able to offer you a good one too.
If you need funds for your business, fill out our application form. Once approved our representatives will call you back and go over your business loan options. For more information, feel free to contact us.
Frequently Asked Questions
Is credit repair legal?
Credit repair is legal nationwide, is federally regulated by the Consumer Credit Protection Act, and is encouraged by the Consumer Financial Protection Bureau. Credit repair is simply the process in which a consumer exercises his or her legal right to fair and accurate credit reporting.
How long does credit repair take?
The process varies depending on the situation of each member. The average member sees results in the first 30 days, but in more complex situations it may take longer. Any organization that promises you immediate results is either objectionable or illegal.
What happens if derogatory remarks aren't removed?
Though we cannot legally make any guarantees for item removals, what we can guarantee is our perpetual attempts at correction. This guarantees that we will continue to fight for you until items are removed or you want to cancel for any reason at no charge.
What items can be removed from my credit report?
Any information that is inaccurate, unfair, or unverifiable should be removed. This includes deposits, late payments, charges off, lenses, bankruptcy, judgments, repossessions, foreclosures, and evictions.