Get Your Credit Right.

You’ve got goals. We can help. You don’t have to tolerate the flawed credit reporting system. Let us help your credit scores reach new highs.

Call us for a free consultation! (833) 310-0555


95% approval rates

We say yes more! We want to get you approved and work with an investor, partner or alternative lenders that are more likely to get you financed and fast!

Lowest cost of funds

94% of the time we beat out all our competitors. We want your business, and will strive to get you the lowest rates.

Flexible Customization

From terms that start at 3 months all the way up 10 years we have flexible terms and payments options made just for you.

A Trusted Company

We say yes more! We want to get you approved and work with an investor, partner or alternative lenders that are more likely to get you financed and fast!

24/h funding process

Once we get all your business info and if everything checks out we are very quick at getting you the cash that you need in as little as 24 hours!

Minimal Paperwork

We make the process a simple as possible. Your dedicated financial consultant will help you out through every step

How It Works

A consumer has the right to dispute anything on his or her credit report.

Credit repair can be quite complex. However, it is quite simple at its core. Any information which is inaccurate or unverifiable must, under federal law, be corrected or removed. There is strict formatting regulation that makes it very costly for credit reporting agencies to remain in compliance with. When this compliance is not met, the information becomes automatically inaccurate and unverifiable.

Our team of certified FICO specialists at Credit America is able to examine your credit reports, locate inaccuracies or irregularities, and use its skilled understanding of federal laws and regulations in order to gain leverage in your disputes.

Once an item on your credit report has been disputed, the creditor or credit reporting agency is required by law to reinvestigate within thirty days.

Federal law also requires credit repair organizations to disclose that credit repair can be performed by consumers themselves. See how many credit repair organizations will tell you that. One of our team members will strategize a precise plan for you to restore your credit – then, you can choose whether or not you would like for Credit America to take the legwork out of the process for you.

Why It Works

Say thanks to strenuous consumer protection laws and regulations.

Texa Credit has been funding American entrepreneurs since 2002. Owing to our financial support and flexible solutions, many companies experience growth and prosperity now. Getting a small business loan from us is easy and fast. You won’t spend much time and effort on getting it. Besides, our approval rates are considerably higher than traditional lenders. We provide funds to businesses from various industries and offer flexible solutions. Therefore, we are sure that we are able to offer you a good one too.

If you need funds for your business, fill out our application form. Once approved our representatives will call you back and go over your business loan options. For more information, feel free to contact us.

Frequently Asked Questions

Credit repair is legal nationwide, is federally regulated by the Consumer Credit Protection Act, and is encouraged by the Consumer Financial Protection Bureau. Credit repair is simply the process in which a consumer exercises his or her legal right to fair and accurate credit reporting. 

The process varies depending on the situation of each member. The average member sees results in the first 30 days, but in more complex situations it may take longer. Any organization that promises you immediate results is either objectionable or illegal.

Though we cannot legally make any guarantees for item removals, what we can guarantee is our perpetual attempts at correction. This guarantees that we will continue to fight for you until items are removed or you want to cancel for any reason at no charge.

Any information that is inaccurate, unfair, or unverifiable should be removed. This includes deposits, late payments, charges off, lenses, bankruptcy, judgments, repossessions, foreclosures, and evictions.

Consultation is free, of course.

With Texa Credit, you get a real consultation – not a sales pitch.
A team member will help you create a tailored plan for getting your credit right.

Our Service Packages

Credit Restoration Program – $999

– Indefinite Attempt at Updating, Correcting, or Deleting Negative or Inaccurate Information

– Includes All Three Primary Credit Reporting Agencies (Experian, TransUnion, Equifax)

– Personalized Audit of Credit Profile

– Personalized Plan of Restoration

– 24/7/365 Support During the Program

We’ve Had Success Deleting the Following:

– Collections, Medical Bills

– Charge-Offs

– Late Payments, Delinquencies

– Bankruptcies

– Judgements, Tax Liens

– Repossessions, Evictions, Short Sales

Student Loan Savior Program – $999

– Consolidation (20-30 year)

– $0/mo Payment Plans (Where Applicable)

– Default Rehabilitation

– Delinquency Credit Reporting Reversal

– Wage Garnishment & Tax Offset Halt

– Forgiveness & Cancellation (Where Applicable)

Free Consultation
(833) 310-0555