Texas Credit

Get a Texas-Sized Credit Score

Don't fall victim to a flawed credit reporting system.
Let us help your credit reach new heights.

Mark Alan Peters
A friend referred me and I’m glad I reached out. Quick response time. My credit was a little dinged up and I wanted to build my credit score. Kyran took the time to answer all of my questions, made it easy to understand the process & kept me posted along the way. Not only has my credit score increased…I’m making better + smarter purchase decisions.
Nick Ingram
Highly recommend Texas Credit. Kyran and his team are very knowledgeable and easy to work with.
John Perez
Very customer oriented. Never felt more comfortable working with someone like Kyran. He’s very knowledgeable on everything he talks about & always wants what’s best for the customer!
Luis Rodriguez
Kyran and his team are hands down the best for fixing your credit! Super simple to get set up and great results🔥 only company I’m ever using and referring for credit repair!!
Kevin Thompson (Royalty V Estates)
Absolutely a great company Kyran is a great guy gets the job done.
Alex Joanides
Texas Credit is very customer oriented and focused on my specific needs as a client. Kyran is very knowledgeable in all aspects of credit and is great to work with. I highly recommend Texas Credit for anything credit or funding related.
Andy Cookman- Team Fusion
There is no one better than Kyran. He has always taken care of me and treated me like a friend. Don’t wait. Call him NOW.
Prime Equity Solutions
Not enough good things to say about the guys down at Texas Credit! They are primarily helping my Dad and I with getting late payments removed off our credit so to help improve our scores for better financing capabilities. But along the way I have had questions credit and finances related to which Kyran and his team were always so helpful to answer with their expertise and opinions and ideas. One being for this letter i received about being over paid. You don’t only get credit repair with Kyran but you get general expertise opinion on how to handle any situation with credit or finances related.
Stevenson Pierre
Pretty darn good excellent service as well pretty respectful in a timely manner
Darren Dickson
The team at Texas credit really know what they’re doing. They were incredibly informative and knowledgeable. I would highly recommend them to anybody looking to improve their credit score.

What is credit repair?

Say thanks to strenuous consumer protection laws and regulations.

Did you know it is your right to challenge the accuracy and completeness of any information in your credit report?

Credit restoration involves identifying and disputing inaccuracies in your credit report, obtaining new credit, and effectively managing existing debts.

These three processes together strengthen your credit profile and ultimately lead to higher credit scores.

Higher credit scores boost your overall financial health and make life easier. They improve job and rental prospects, increase qualifications for home and car loans, provide lower interest rates on cards and loans, lower your insurance premiums, and often eliminate the need for deposits.

Credit repair is the strategic process of challenging errors 

and effectively managing existing accounts in order to elevate your scores.

A better credit rating can lead to an easier life: lower interest rates, better rental prospects, reduced insurance costs, elimination of deposits, better business and investment opportunities – sometimes, even a better job!

How we do it

My scores are low, but I don't know why..

I don't know my credit scores..

What sets Texas Credit apart?

We do things bigger.

More Affordable

Unlike many credit repair organizations, we do not charge exorbitant fees. In fact, we will provide a free credit analysis whether you are a client or not. And our pricing model is pay per delete.

We believe in helping you through this journey - not causing more harm. Therefore, we will even put fees on flexible 0% interest payment plans.

We Report Payments

We believe in rebuilding simultaneously. We report our clients' payments, as payment history is the largest contributor to your credit score.

As an added bonus, we report as an installment account, which enhances your mix of credit and is especially beneficial for mortgage-specific scores.

Legal Network

We keep a tight network of contingency-based attorneys to whom we refer FDCPA & FCRA cases. We conduct routine reviews to help identify any claims our clients may have against abusive debt collectors or in cases of negligence by the credit bureaus.

This service can even put money back into clients' pockets.

Money-Back Guarnatee

We take pride in our 180-day Money-Back Guarantee. If we are totally unsuccessful with garnering deletions for inaccurate information on your credit reports, you'll be eligible for a full refund.


The Fair Credit Reporting Act lets us directly challenge credit bureaus on any inaccurate or unverifiable report content. If they can't prove an item's accuracy or reinvestigate within the legal timeframe, they must remove it from the report.

Rebuild Simultaneously

As noted in our payment reporting, we are concerned with rebuilding just as much challenging. We believe in educating you to improve your overall financial health and wellbeing. Using our exhaustive knowledge of credit scoring, we know how to help you optimize your scores

How It Works

Consultation is free, of course.

With Texas Credit, you get a real consultation – not a sales pitch.
A Certified FICO® Pro will create a tailored plan to help get your credit back on track.

Our Service Packages

Credit Restoration Program – $999

– Indefinite Attempt at Updating, Correcting, or Deleting Negative or Inaccurate Information

– Includes All Three Primary Credit Reporting Agencies (Experian, TransUnion, Equifax)

– Personalized Audit of Credit Profile

– Personalized Plan of Restoration

– 24/7/365 Support During the Program

We’ve Had Success Deleting the Following:

– Collections, Medical Bills

– Charge-Offs

– Late Payments, Delinquencies

– Bankruptcies

– Judgements, Tax Liens

– Repossessions, Evictions, Short Sales

Student Loan Savior Program – $999

– Consolidation (20-30 year)

– $0/mo Payment Plans (Where Applicable)

– Default Rehabilitation

– Delinquency Credit Reporting Reversal

– Wage Garnishment & Tax Offset Halt

– Forgiveness & Cancellation (Where Applicable)