Get a Texas-Sized Credit Score
Don't fall victim to a flawed credit reporting system.
Let us help your credit reach new heights.
Marie
Kyran is a true expert in his field. He’s not only incredibly knowledgeable but also genuinely passionate about helping others. What sets him apart is his willingness to go above and beyond, offering valuable advice and insights. His dedication to sharing his expertise makes him a trusted consultant that I wouldn’t hesitate to recommend to anyone.
Ted Beyl
Kyran and his team were extremely helpful.
Highly recommend!
Matt Liistro
A true pro in the industry – Kyran is always staying on the cutting edge!
V B
Highly recommended! Kyran has helped my husband and I overcome some credit obstacles in a very short period of time. I definitely recommend his services.
The Oven
They helped my wife and I tremendously! Thanks again bro! 🙏🏾
Cheers to no longer being a ghost!
Jae Wook
Kyran has been working with my clients to help them get funding. Great person to work with.
David Scherer
Really good service it fixed my credit seemingly overnight. Helped me fix some of the mistakes of my youth!
Mark Alan Peters
A friend referred me and I’m glad I reached out. Quick response time. My credit was a little dinged up and I wanted to build my credit score. Kyran took the time to answer all of my questions, made it easy to understand the process & kept me posted along the way. Not only has my credit score increased…I’m making better + smarter purchase decisions.
Nick Ingram
Highly recommend Texas Credit. Kyran and his team are very knowledgeable and easy to work with.
John Perez
Very customer oriented. Never felt more comfortable working with someone like Kyran. He’s very knowledgeable on everything he talks about & always wants what’s best for the customer!
What is credit repair?
Say thanks to strenuous consumer protection laws and regulations.
Did you know it is your right to challenge the accuracy and completeness of any information in your credit report?
Credit restoration involves identifying and disputing inaccuracies in your credit report, obtaining new credit, and effectively managing existing debts.
These three processes together strengthen your credit profile and ultimately lead to higher credit scores.
Higher credit scores boost your overall financial health and make life easier. They improve job and rental prospects, increase qualifications for home and car loans, provide lower interest rates on cards and loans, lower your insurance premiums, and often eliminate the need for deposits.
Credit repair is the strategic process of challenging errors
and effectively managing existing accounts in order to elevate your scores.
A better credit rating can lead to an easier life: lower interest rates, better rental prospects, reduced insurance costs, elimination of deposits, better business and investment opportunities – sometimes, even a better job!
How we do it
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My scores are low, but I don't know why..
I don't know my credit scores..
What sets Texas Credit apart?
We do things bigger.
More Affordable
Unlike many credit repair organizations, we do not charge exorbitant fees. In fact, we will provide a free credit analysis whether you are a client or not. And our pricing model is pay per delete.
We believe in helping you through this journey - not causing more harm. Therefore, we will even put fees on flexible 0% interest payment plans.
We Report Payments
We believe in rebuilding simultaneously. We report our clients' payments, as payment history is the largest contributor to your credit score.
As an added bonus, we report as an installment account, which enhances your mix of credit and is especially beneficial for mortgage-specific scores.
Legal Network
We keep a tight network of contingency-based attorneys to whom we refer FDCPA & FCRA cases. We conduct routine reviews to help identify any claims our clients may have against abusive debt collectors or in cases of negligence by the credit bureaus.
This service can even put money back into clients' pockets.
Money-Back Guarnatee
We take pride in our 180-day Money-Back Guarantee. If we are totally unsuccessful with garnering deletions for inaccurate information on your credit reports, you'll be eligible for a full refund.
FCRA Copy
The Fair Credit Reporting Act lets us directly challenge credit bureaus on any inaccurate or unverifiable report content. If they can't prove an item's accuracy or reinvestigate within the legal timeframe, they must remove it from the report.
Rebuild Simultaneously
As noted in our payment reporting, we are concerned with rebuilding just as much challenging. We believe in educating you to improve your overall financial health and wellbeing. Using our exhaustive knowledge of credit scoring, we know how to help you optimize your scores