{"id":1716,"date":"2023-08-10T10:34:21","date_gmt":"2023-08-10T10:34:21","guid":{"rendered":"https:\/\/texascredit.com\/?p=1716"},"modified":"2023-09-07T04:26:39","modified_gmt":"2023-09-07T04:26:39","slug":"how-does-the-1-million-identity-theft-insurance-work","status":"publish","type":"post","link":"https:\/\/texascredit.com\/es\/2023\/08\/10\/how-does-the-1-million-identity-theft-insurance-work\/","title":{"rendered":"How does the $1 Million Identity Theft Insurance work?"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"1716\" class=\"elementor elementor-1716\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-470a147 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"470a147\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d4cdc7b exad-glass-effect-no exad-sticky-section-no\" data-id=\"d4cdc7b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6489eaf exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"6489eaf\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How does the $1 Million Identity Theft Insurance Work<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-486488a exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"486488a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Last Updated: Sep 6, 2023<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0ec9caf exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-button\" data-id=\"0ec9caf\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Here is a benefit of working with our company.<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7528b0f exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-button\" data-id=\"7528b0f\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Here is a benefit of working with our company.<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a9f5c5f exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-button\" data-id=\"a9f5c5f\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Here is a benefit of working with our company.<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-e9e1bf5 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"e9e1bf5\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-22e6f32 exad-glass-effect-no exad-sticky-section-no\" data-id=\"22e6f32\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-30697c5 elementor-mobile-align-center exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-button\" data-id=\"30697c5\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/texascredit.com\/es\/join\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Request A free Consultation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2104cb97 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"2104cb97\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-723592ea exad-glass-effect-no exad-sticky-section-no\" data-id=\"723592ea\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-73f008cc exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"73f008cc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><\/p>\n<h2 class=\"wp-block-heading\"><em>This applies to <a href=\"https:\/\/www.scoredepot.com\/\">Score Depot<\/a> membership plans that include a $1 million identity fraud insurance policy.<\/em> We have partnered with Score Depot for credit monitoring and ID fraud protection for our clients and members.<\/h2>\n<p><\/p>\n<p><\/p>\n<p>If you do become a victim of identity theft, the $1 Million Identity Theft Insurance policy will reimburse you for covered expenses associated with restoring your identity.<\/p>\n<p><\/p>\n<p><\/p>\n<p>Reimbursement for the expenses and legal costs from the following types of identity fraud (subject to the policy limitations and exclusions):<\/p>\n<p><\/p>\n<p><\/p>\n<ol class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ol><\/ol>\n<\/li>\n<\/ol>\n<p>\u00a0<\/p>\n<ol>\n<li style=\"list-style-type: none;\">\n<ol>\n<li>Fraud or Embezzlement<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><\/p>\n<p><\/p>\n<ol>\n<li style=\"list-style-type: none;\">\n<ol>\n<li>Theft<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><\/p>\n<p><\/p>\n<ol>\n<li style=\"list-style-type: none;\">\n<ol>\n<li>Forgery<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><\/p>\n<p><\/p>\n<ol>\n<li style=\"list-style-type: none;\">\n<ol>\n<li>Data Breach<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><\/p>\n<p><\/p>\n<ol>\n<li style=\"list-style-type: none;\">\n<ol>\n<li>Stolen Identity Event<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p><\/p>\n<p><\/p>\n<p><\/p>\n<ul class=\"wp-block-list\">\n<li style=\"list-style-type: none;\">\n<ul><\/ul>\n<\/li>\n<\/ul>\n<p>\u00a0<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Zero Deductible<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><\/p>\n<p><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Covers your entire family residing in your household<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><\/p>\n<p><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Covers your Bank, Savings, Brokerage, Lines of Credit, Credit Card and more<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><\/p>\n<p><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Covers your cash out of pocket expenses incurred in your ID recovery<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><\/p>\n<p><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Covers stolen funds, in addition to legal fees, travel fees, and work time-off reimbursement<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><\/p>\n<p><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Covers your Credit Reports<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><\/p>\n<p><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Covers pre-existing Identity Fraud you didn&#8217;t know about<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><\/p>\n<p><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Replacement cost due to stolen Driver&#8217;s License<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><\/p>\n<p><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Replacement cost due to stolen Passport<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><\/p>\n<p><\/p>\n<p><\/p>\n<p>IMPORTANT INFORMATION:\u00a0<em>The Identity Theft Insurance is underwritten and administered by Voyager Indemnity Company, an Assurant Specialty Property Company. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Please note that New York and Texas may have certain restrictions or prohibitions.<\/em><\/p>\n<p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-80fa95c elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"80fa95c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-11ca538 exad-glass-effect-no exad-sticky-section-no\" data-id=\"11ca538\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-297f7cd exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-image\" data-id=\"297f7cd\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"443\" height=\"287\" src=\"https:\/\/texascredit.com\/wp-content\/uploads\/2023\/03\/cropped-cropped-Credit-America-Favicon-1-e1694059174553.png\" class=\"attachment-large size-large wp-image-2003\" alt=\"\" srcset=\"https:\/\/texascredit.com\/wp-content\/uploads\/2023\/03\/cropped-cropped-Credit-America-Favicon-1-e1694059174553.png 443w, https:\/\/texascredit.com\/wp-content\/uploads\/2023\/03\/cropped-cropped-Credit-America-Favicon-1-e1694059174553-300x194.png 300w\" sizes=\"(max-width: 443px) 100vw, 443px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-82c9f26 exad-glass-effect-no exad-sticky-section-no\" data-id=\"82c9f26\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b76cc86 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"b76cc86\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How does the $1 Million Identity Theft Insurance Work<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b4fce38 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-button\" data-id=\"b4fce38\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/texascredit.com\/es\/join\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Request A free Consultation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-76826e1 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"76826e1\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c16463b exad-glass-effect-no exad-sticky-section-no\" data-id=\"c16463b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7a30ab9 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"7a30ab9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><\/p>\n<h2 class=\"wp-block-heading\"><span style=\"color: inherit; font-family: inherit; font-size: 2rem;\">Why is this important?<\/span><\/h2>\n<p><\/p>\n<p><\/p>\n<p><a href=\"https:\/\/www.ftc.gov\/news-events\/news\/press-releases\/2023\/02\/new-ftc-data-show-consumers-reported-losing-nearly-88-billion-scams-2022\">New FTC Data Show Consumers Reported Losing Nearly $8.8 Billion to Scams in 2022<\/a>.<\/p>\n<p><\/p>\n<p><\/p>\n<p>In 2020 alone, the\u00a0<a href=\"https:\/\/www.ftc.gov\/system\/files\/documents\/reports\/consumer-sentinel-network-data-book-2020\/csn_annual_data_book_2020.pdf\">U.S. FTC<\/a>\u00a0reported over 4.7 million incidents of identity theft and fraud, leading to tangible financial losses for U.S. residents of over $3.3 billion.<\/p>\n<p><\/p>\n<p><\/p>\n<p>Identity thieves were busier than ever as the pandemic erupted nationwide last year, with reports of\u00a0<a href=\"https:\/\/www.aarp.org\/money\/scams-fraud\/info-2019\/identity-theft.html\">identity theft<\/a>\u00a0in the U.S. skyrocketing to nearly 1.4 million in 2020, more than double the number a year earlier.<\/p>\n<p><\/p>\n<p><\/p>\n<p>The figures released by the Federal Trade Commission (FTC), a consumer protection agency, show identity theft reports last year were more than triple the number from 2018. Cases reached 1,387,615 in 2020; 650,523 in 2019; and 444,344 in 2018.<\/p>\n<p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dcb551f elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"dcb551f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-8e8c97d exad-glass-effect-no exad-sticky-section-no\" data-id=\"8e8c97d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e533796 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-image\" data-id=\"e533796\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"443\" height=\"287\" src=\"https:\/\/texascredit.com\/wp-content\/uploads\/2023\/03\/cropped-cropped-Credit-America-Favicon-1-e1694059174553.png\" class=\"attachment-large size-large wp-image-2003\" alt=\"\" srcset=\"https:\/\/texascredit.com\/wp-content\/uploads\/2023\/03\/cropped-cropped-Credit-America-Favicon-1-e1694059174553.png 443w, https:\/\/texascredit.com\/wp-content\/uploads\/2023\/03\/cropped-cropped-Credit-America-Favicon-1-e1694059174553-300x194.png 300w\" sizes=\"(max-width: 443px) 100vw, 443px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-5a34e46 exad-glass-effect-no exad-sticky-section-no\" data-id=\"5a34e46\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-190f914 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"190f914\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How does the $1 Million Identity Theft Insurance Work<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e0f0674 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-button\" data-id=\"e0f0674\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/texascredit.com\/es\/join\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Request A free Consultation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-42567f7 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"42567f7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1434b00 exad-glass-effect-no exad-sticky-section-no\" data-id=\"1434b00\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7cdf745 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"7cdf745\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><\/p>\n<h2 class=\"wp-block-heading\"><strong style=\"color: inherit; font-family: inherit; font-size: 1.75rem;\">Criminals chase headlines<\/strong><\/h2>\n<p><\/p>\n<p><\/p>\n<p>The FTC saw an astonishing 2,920 percent annual hike in the number of identity theft cases in which victims said\u00a0<a href=\"https:\/\/www.aarp.org\/money\/scams-fraud\/info-2020\/fake-unemployment-claims.html\">their information was used to apply for or receive government benefits, such as unemployment compensation<\/a>. The disturbing trend likely stems from the trillions of federal dollars unleashed in COVID-19 relief.<\/p>\n<p><\/p>\n<p><\/p>\n<p>Thieves also hijacked other peoples\u2019 identities to obtain driver&#8217;s licenses, passports and other government-issued documents, said FTC spokesman Jay Mayfield.<\/p>\n<p><\/p>\n<p><\/p>\n<p>The findings are in the\u00a0<a href=\"https:\/\/www.ftc.gov\/reports\/consumer-sentinel-network-data-book-2020\" target=\"_blank\" rel=\"noreferrer noopener\">FTC&#8217;s 2020 Consumer Sentinel Network Data Book<\/a>. The annual analysis puts the 4.7 million overall complaints from consumers into one of three buckets: identity theft; fraud; and other consumer problems such as those involving credit bureaus, bankers and lenders.<\/p>\n<p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>How does the $1 Million Identity Theft Insurance Work Last Updated: Sep 6, 2023 Here is a benefit of working with our company. Here is a benefit of working with our company. Here is a benefit of working with our company. Request A free Consultation This applies to Score Depot membership plans that include a [&hellip;]<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[45,35,34],"tags":[42,41,39,38,37,36,40],"class_list":["post-1716","post","type-post","status-publish","format-standard","hentry","category-credit-monitoring-2","category-ftc","category-identity-theft","tag-credit-monitoring","tag-fraud-insurance","tag-ftc","tag-id-fraud","tag-id-theft","tag-identity-theft","tag-insurance"],"acf":[],"aioseo_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How does the $1 Million Identity Theft Insurance work? - Texas Credit<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/texascredit.com\/es\/2023\/08\/10\/how-does-the-1-million-identity-theft-insurance-work\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How does the $1 Million Identity Theft Insurance work? - Texas Credit\" \/>\n<meta property=\"og:description\" content=\"How does the $1 Million Identity Theft Insurance Work Last Updated: Sep 6, 2023 Here is a benefit of working with our company. 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Request A free Consultation This applies to Score Depot membership plans that include a [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/texascredit.com\/es\/2023\/08\/10\/how-does-the-1-million-identity-theft-insurance-work\/\" \/>\n<meta property=\"og:site_name\" content=\"Texas Credit\" \/>\n<meta property=\"article:published_time\" content=\"2023-08-10T10:34:21+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-09-07T04:26:39+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/texascredit.com\/wp-content\/uploads\/2023\/03\/cropped-cropped-Credit-America-Favicon-1-e1694059174553.png\" \/>\n<meta name=\"author\" content=\"Kyran Ford\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Kyran Ford\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/texascredit.com\/2023\/08\/10\/how-does-the-1-million-identity-theft-insurance-work\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/texascredit.com\/2023\/08\/10\/how-does-the-1-million-identity-theft-insurance-work\/\"},\"author\":{\"name\":\"Kyran Ford\",\"@id\":\"https:\/\/texascredit.com\/#\/schema\/person\/71fdbf0ecdc0842727a6a73208a9400f\"},\"headline\":\"How does the $1 Million Identity Theft Insurance work?\",\"datePublished\":\"2023-08-10T10:34:21+00:00\",\"dateModified\":\"2023-09-07T04:26:39+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/texascredit.com\/2023\/08\/10\/how-does-the-1-million-identity-theft-insurance-work\/\"},\"wordCount\":510,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/texascredit.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/texascredit.com\/2023\/08\/10\/how-does-the-1-million-identity-theft-insurance-work\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/texascredit.com\/wp-content\/uploads\/2023\/03\/cropped-cropped-Credit-America-Favicon-1-e1694059174553.png\",\"keywords\":[\"credit monitoring\",\"fraud insurance\",\"FTC\",\"ID fraud\",\"ID theft\",\"identity theft\",\"insurance\"],\"articleSection\":[\"Credit Monitoring\",\"FTC\",\"Identity Theft\"],\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/texascredit.com\/2023\/08\/10\/how-does-the-1-million-identity-theft-insurance-work\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/texascredit.com\/2023\/08\/10\/how-does-the-1-million-identity-theft-insurance-work\/\",\"url\":\"https:\/\/texascredit.com\/2023\/08\/10\/how-does-the-1-million-identity-theft-insurance-work\/\",\"name\":\"How does the $1 Million Identity Theft Insurance work? 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Here is a benefit of working with our company. Here is a benefit of working with our company. 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